Published November 1, 2026 in Market Update

Primary market sales rose as inventory fell

By Chrissy Burghart
Real estate, Primary market

Here is the one fact that changes what you should do right now. The Real Estate Data Aggregator counted 2,446 homes sold across the Primary market in the three months ending August 31, 2026, up 13.1% from the same months of 2025. At the same time, homes for sale fell 23.9% to 3,615. More buyers, fewer choices. That shifts the balance, and it shows up in how homes are priced and how long they sit.

Freddie Mac put the average 30-year fixed rate at 7.24% as of October 29, 2026. That is not a small number. Yet buyers kept moving. Pending sales across the Primary market reached 2,299 in the same period, up 5.6% from a year before, according to the Real Estate Data Aggregator. Demand held even with borrowing costs where they are.

Primary market, three months ending August 31, 2026
Homes sold
Up 13.1% from a year before
Homes for sale
Down 23.9% from a year before
Pending sales
Up 5.6% from a year before
New listings
Down 4% from a year before
30-yr fixed rate
Freddie Mac, October 29, 2026
Sources: Real Estate Data Aggregator, the three months ending August 31, 2026; Freddie Mac, read Nov 1, 2026

New listings across the Primary market came in at 2,302, down 4% from the same period last year, per the Real Estate Data Aggregator. Fewer fresh listings plus falling total inventory means sellers are not flooding the market. That keeps pricing from sliding too far, even where individual ZIP codes saw prices dip.

How each ZIP code read in the three months ending August 31, 2026

The market-wide numbers tell one story. Each ZIP tells its own. Some ZIPs saw prices rise sharply. Others dipped. Days on market ranged from 55 days in Fort Myers 33967 to 143 days in Naples 34103, according to the Real Estate Data Aggregator. That is a wide spread, and it matters for how you price or what you offer.

ZIP code snapshot, three months ending August 31, 2026
34102 Naples34103 Naples34104 Naples34105 Naples
Median sale price$2,350,000$1,075,000$440,000$522,500
Homes sold115110135100
Median days on market1241436870
Months of supply7.56.34.24.3
Sale-to-list ratio92.6%92.1%94.5%93.8%
Real Estate Data Aggregator. Lower days and months of supply favor sellers. Higher sale-to-list ratio means buyers gave up less.
ZIP code snapshot continued, three months ending August 31, 2026
34108 Naples34109 Naples34110 Naples34112 Naples
Median sale price$1,000,000$620,000$867,500$370,000
Homes sold157163162197
Median days on market1309399104
Months of supply5.13.65.35.3
Sale-to-list ratio93.2%94.7%93.2%94.3%
Real Estate Data Aggregator. 34109 had the lowest months of supply of these four ZIPs.
ZIP code snapshot continued, three months ending August 31, 2026
34113 Naples34117 Naples34119 Naples34134 Bonita Spgs
Median sale price$575,000$591,500$655,000$699,999
Homes sold17782249157
Median days on market956281119
Months of supply4.94.33.44.9
Sale-to-list ratio94.5%96.2%95.1%93.4%
Real Estate Data Aggregator. 34117 had the fewest days on market and the highest sale-to-list ratio of these four.
ZIP code snapshot continued, three months ending August 31, 2026
34135 Bonita Spgs33928 Estero33967 Fort Myers
Median sale price$477,500$520,000$372,450
Homes sold277255110
Median days on market827555
Months of supply4.23.43.5
Sale-to-list ratio95.4%95.7%96.2%
Real Estate Data Aggregator. 33967 Fort Myers had the fewest days on market and the highest sale-to-list ratio of this group.

Where prices moved up and where they slipped

Not every ZIP saw prices rise. The Real Estate Data Aggregator shows 34104 (Naples) had the biggest price gain, up 25.7%, to a median of $440,000. ZIP 34110 (Naples) rose 39.9% to $867,500. On the other side, 34108 (Naples) fell 13% to $1,000,000, and 34105 (Naples) fell 11.4% to $522,500. A falling price does not always mean trouble. In 34108, homes sold rose 34.2% and months of supply dropped 4.5 months. More volume, lower price, tighter supply.

Median sale price by ZIP, three months ending August 31, 2026
  1. 134102 Naples$2,350,000
  2. 234103 Naples$1,075,000
  3. 334108 Naples$1,000,000
  4. 434110 Naples$867,500
  5. 534134 Bonita Spgs$699,999
  6. 634119 Naples$655,000
  7. 734109 Naples$620,000
  8. 834117 Naples$591,500
Real Estate Data Aggregator. Top eight ZIP codes by median sale price.
Median days on market by ZIP, three months ending August 31, 2026
  1. 133967 Fort Myers55 days
  2. 234117 Naples62 days
  3. 334104 Naples68 days
  4. 434105 Naples70 days
  5. 533928 Estero75 days
  6. 634119 Naples81 days
  7. 734135 Bonita Spgs82 days
  8. 834109 Naples93 days
Real Estate Data Aggregator. Lower is faster. These are the eight quickest ZIP codes.

Speed: who went under contract fast

The Real Estate Data Aggregator tracks the share of homes that went under contract within two weeks of listing. In 33967 (Fort Myers), that share was 27.7%. In 34117 (Naples), it was 20%. In 34105 and 34119 (Naples), it was 19% each. At the other end, 34102 (Naples) was at 5.4% and 34134 (Bonita Springs) at 7.8%. Pricing to the market in front of you, not the one from a year ago, is what drives that difference.

Share under contract within two weeks, by ZIP
  1. 133967 Fort Myers27.7%
  2. 234117 Naples20%
  3. 334105 Naples19%
  4. 434119 Naples19%
  5. 534135 Bonita Spgs17.7%
  6. 634112 Naples17.5%
  7. 733928 Estero16.9%
  8. 834110 Naples13%
Real Estate Data Aggregator, three months ending August 31, 2026. Higher means more homes moved quickly.

The national picture, as of November 1, 2026

The National Association of Realtors reported 3.99 million existing homes sold nationally in September 2026, with prices up 1.3% and inventory at 1.60 million homes. Freddie Mac put the 30-year fixed rate at 7.24% and the 15-year at 6.60% as of October 29, 2026. Realtor.com reported a national median listing price of $414,000 and a median of 64 days on market for the week ending October 24, 2026. Naples is not the national average, but those rates are the same rates every buyer here is paying.

National context, as reported by third-party sources
30-yr fixed rate
Freddie Mac, October 29, 2026
15-yr fixed rate
Freddie Mac, October 29, 2026
U.S. existing-home sales
NAR, September 2026, in millions
U.S. inventory
NAR, September 2026, in millions
U.S. median listing price
Realtor.com, week ending October 24, 2026
In short
  1. The Real Estate Data Aggregator counted 2,446 homes sold in the Primary market in the three months ending August 31, 2026, up 13.1%.
  2. Inventory fell 23.9% to 3,615. Pending sales rose 5.6% to 2,299. All of that happened with Freddie Mac's 30-year rate at 7.24%.
  3. Demand is real.
  4. But each ZIP reads differently, and one street can read differently from the whole ZIP.
  5. The price, the days on market and the months of supply at your address are what matter most.

Your next step

(239) 571-1879

Text me your address and I will send back how your Naples-area home compares with what actually sold near you in the three months ending August 31, 2026, including days on market and the sale-to-list ratio for your ZIP. Takes a day, costs nothing.

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Where these numbers came from
Chrissy Burghart
eXp Realty · (239) 571-1879
Privacy policyTerms of useDo not sell or share my informationAccessibility statementFair housing notice
Chrissy Burghart is a licensed real estate agent with eXp Realty. Market numbers come from MLS records and are believed accurate but not guaranteed. Nothing on this site is an appraisal or a promise of value. If your home is already listed with another broker, this is not a solicitation.
© 2026 Chrissy Burghart · eXp RealtyEQUAL HOUSING OPPORTUNITY